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February 26, 2021
Agency

How to React After a Crash

Be Prepared Uh oh, you just got into a fender bender on your way to run a quick errand. What should you do now? Stay calm and read on to learn how to react to make sure that the process goes as smoothly as possible. Get out of your vehicle and provide assistance to anyone […]
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March 11, 2021
Agency

Condominium Insurance

If you own a condominium or co-op, you have both common and personal insurance needs. We have the coverage solutions to help meet your unique homeowner needs. Contact us today at (401) 781-4010. What Protection Does It Offer? A condominium/co-op insurance policy is designed specifically to meet your unique homeowner needs, including coverage for your […]
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April 8, 2021
Agency

Do BOPs Pay for Storm-Damaged Equipment

All small businesses need property insurance because they need to be prepared for circumstances to arise that would damage their belongings, including their equipment. By having coverage in place, the business will be able to recover from these hazards without having to spend a lot of money to repair or replace items.  If you buy […]
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May 21, 2021
Agency

Do Contractors Need Commercial Auto Insurance?

Registered contractors already know the importance of business insurance to cover their company. But, did you know that you also need a separate commercial auto insurance policy? Here are three important factors to consider.  #1: Your Regular Auto Insurance Might Not Cover You  The biggest reason to buy a separate auto policy for your contracting […]
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June 15, 2021
Agency

Do You Need General Liability Insurance if You Have No On-Site Customers?

If you don’t have customers come to your place of business, don’t ignore commercial general liability insurance. Even without customers on-site, you still have liability risks, and you still probably need the coverage for other places.  People Will Still Come To Your Business  Even if you don’t think you’ll ever have a customer come to […]
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July 7, 2021
Agency

Preventing Repetitive Injuries to Reduce Workers Compensation Claims

Many companies require employees to perform the same tasks day in and day out. It is not necessarily like this only in factory-type jobs. Even office workers spend their time doing the same activities most days. In some situations, this type of work can lead to injuries.  Repetitive injuries occur from the overuse or misuse […]
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August 5, 2021
Agency

5 Scary Myths About Life Insurance

Many people don’t bother to get life insurance. For one reason or another, more and more people don’t have enough insurance, or they don’t have any insurance. If you are like many other people who fail to purchase life insurance, it’s likely due to the preconceived notions you have about life insurance. Well, here are […]
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September 27, 2021
Agency

How to Identify if Your Car is Flooded

Floods cause millions of dollars in damage across the U.S. every year and flooding only seems to be growing worse. Flood-damaged cars are unpredictable, failing right at the most inopportune times. They also have a negative effect on a vehicle’s electrical system. The risks associated with flooded cars can lead to accidents and increased insurance […]
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November 17, 2021
Agency

BOP Deductibles and How You Can Use Them to Your Advantage

When insuring your small business, you will often find an easy and convenient insurance solution by investing in a business owners policy (BOP). Through a BOP, you will receive several essential pieces of commercial insurance in one place and at one price.  While the BOP can be very expansive and beneficial to the policyholder, it […]
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December 13, 2021
Agency

When Do I Need Commercial Auto Insurance?

As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto […]
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