June 25, 2025
AgencyWorkers’ Compensation for Electricians
Electricians face a unique set of hazards on the job, such as working with live wires, climbing ladders, handling heavy tools and navigating construction sites. In such a high-risk trade, having adequate workers’ compensation coverage isn’t just smart; it’s essential. At in , , we understand the daily risks electricians face and how important it […]
April 21, 2025
AgencyWhat to Know About Buying a New Car for Your HVAC Company
Owning and operating an HVAC company often requires you to dispatch employees to clients’ homes and businesses or visit them yourself. Servicing customers’ heating and air conditioning systems typically requires on-site staff to assess, install, maintain, repair or otherwise conduct work. This makes motor vehicles a logical and essential investment, as your business must have […]
March 20, 2025
AgencyGetting Small Business Insurance for a Plumbing Company
Starting a plumbing business is an exciting and rewarding endeavor, but it comes with risks and challenges. A crucial measure to financially safeguard your investment is to obtain the appropriate small business insurance coverage. How to Find the Right Plumbing Insurance The following is a step-by-step guide to help you secure the necessary coverage for […]
January 31, 2025
AgencyCommon Property Insurance Claims During Winter
Whether you own a residential or commercial property, you must account for various physical threats that may change throughout the year. Winter can be a particularly problematic season for property owners, as various common weather patterns, including frigid temperatures and wet conditions, can present significant threats. Fortunately, by understanding common winter-related property insurance claims, you […]
January 17, 2025
Gaulin InsuranceHow Roof Maintenance Impacts Your Insurance Coverage
Your roof is your home’s first line of defense against the elements, and maintaining it properly is more important than you might think. Did you know that your roof’s condition can directly affect your homeowner’s insurance coverage? Here’s why keeping your roof in top shape is critical: Avoiding Claims Denials Insurance policies often require homeowners […]
January 17, 2025
Gaulin InsuranceHow to Maintain Your Roof and Prevent Future Damage
Your roof is one of the most important parts of your home. It protects you from rain, snow, sun, and wind. Taking care of your roof now can help you avoid expensive repairs later. Here’s a simple guide to maintaining your roof and keeping it in great shape. Inspect Your Roof Regularly Take a good […]
November 28, 2024
AgencyHow to Get Life Insurance
Life insurance is a crucial financial safeguard providing your family security and peace of mind in the event of your passing. It can cover various expenses, such as funeral costs, outstanding debts and ongoing living expenses for loved ones left behind. Determine the Type of Policy Life insurance is generally divided into two main policy […]
October 25, 2024
Gaulin InsuranceHow Important is Cyber Insurance Coverage for Your Business?
Technology can create exciting new opportunities for your business. Whether pursuing innovation or developing new methods for greater efficiency, your company can benefit greatly from these advancements. However, the rise of digital solutions and online operations has also likely created or exacerbated your cyber risks and exposures. Cybercriminals have increased their activity to seize these […]
September 27, 2024
AgencyWhen Should You File an Auto Claim?
After an accident or incident that causes injuries or damage to your vehicle, knowing how to file an auto claim is essential for initiating repairs and managing your financial impact. Prioritize Safety and Document the Incident The first priority after an accident is to ensure that everyone involved is safe. Check for injuries and, if […]
June 27, 2024
Gaulin InsuranceWhen Do I Need to Buy Workers’ Compensation Insurance in Rhode Island?
Workers’ compensation insurance is a crucial financial safety net for employees in Rhode Island, ensuring financial protection in case of work-related injuries or illnesses. If you’re a Rhode Island business owner, understanding when to purchase workers’ compensation insurance is essential for compliance and safeguarding your workforce. Workers’ compensation coverage can help provide financial support for […]