Business Owners and Commercial Liability Insurance in Cranston and Throughout Rhode Island

Safeguarding Rhode Island Residents and Businesses with Personalized Protection

Families are built on a foundation of trust and honesty. This basis is not established overnight; instead, it’s structured brick-by-brick on a long-term basis.

At Gaulin Insurance Agency, we’ve been working alongside clients in Cranston and surrounding Rhode Island communities for more than three decades. Our goal is to build a comprehensive insurance portfolio, designed to thoroughly protect your valuable assets. We’re not just here to sell a policy. Our agents take time to thoroughly explain options available and remain accessible long after a policy is in place.

Insurance Coverages Catered to You

Along with business insurance offerings, we also promote a wide-range of personal insurance products. Homeowner and auto insurance serve as a foundation of coverage for many individuals and families. These selections can be bundled to access discounted rates and additional coverage options.   

We work one-on-one with our Rhode Island neighbors to determine their insurance needs. Taking this time early in our process confirms accurate, cost-effective coverage is pursued from the start. Every policy we produce is customized to the client’s specific needs. For business owners, our agents often conduct onsite visits to develop an understanding of business operations and fully identify risks.

If we’re reviewing a client’s existing coverage, and it’s as good as - or better - than we can offer, we’re not afraid to tell the client to stay where they are. We believe this response builds trust and integrity – two elements of upmost importance to our agency.

Along with clients, we also maintain a close partnership with Nationwide Insurance and a collection of other carriers, such as USLI, Hiscox, Progressive, and The Hartford. For our clients, this means a reliable insurance product is available to complement direct communication with a local agent.

As an agency, we have designated business insurance specialists, as well as life and financial service specialists ready to assist. These individuals hold accreditation as Commercial Lines Coverage Specialists (CLCS), alongside Series 6 and 63 licensure.

Our business insurance program was designed to protect the growth of Rhode Island companies. Whether you run an auto repair shop or operate a funeral home, we can cater coverage to meet the requirements of a variety of industries.

Small to medium-sized businesses typically consider a business owners policy (BOP), which combines essential offerings into a single policy. Commercial property insurance and commercial general liability coverage is traditionally included within a BOP. Additional coverages, such as commercial auto and workers compensation, can be supplemented to the insurance portfolio based on need.

To gain more insight into the insurance products we offer, contact an agent at your convenience.

Agents Focusing on a Family of Clients

We’re prideful of our reputation as a hardworking, family-owned business with more than 100 years of collective experience. Since opening shop in 1983, we’ve developed longstanding relationships with clients in various Rhode Island communities, including Cranston, Warwick, and Providence.

These clients enjoy access to complimentary On Your Side Reviews on an annual basis. Through this service, one of our customer service specialists will reach out via telephone prior to renewal to schedule a meeting. If questions arise beyond these scheduled meetings, we are committed to returning every phone call and email within 24 hours.

If you’re interested in joining our family of clients, feel free to request a quote.

Additional Resources:

• Insurance Information Relevant for Rhode Island (State of Rhode Island Department of Business Regulation)
• Insurance Purchasing Guides (The National Association of Insurance Commissioners (NAIC))
• Small Business Insurance Information and Resources (The U.S. Small Business Administration (SBA))