Long-Term Care Insurance in Cranston, RI and Warwick, RI
PERSONAL AND FINANCIAL PROTECTION FOR THE LONG TERM
For most Americans, a traditional life and health insurance package is enough to keep themselves and their families insured, but additional coverage is required for many. At Gaulin Insurance Agency, we offer extensive coverage options that can insure those who need it most.
What Long-Term Care Insurance Covers
Long-term care insurance (LTC) helps provide for the medical expenses of extended home health care or nursing home costs beyond a specified period. In general, individuals who require long-term care can no longer take care of themselves and are unable to perform the basic activities of daily living without assistance.
Long-term care insurance can help cover costs associated with the following:
Caring for someone long-term can be quite expensive, and the associated costs aren’t typically covered under basic health insurance, Medicare, or Medicaid. Individuals looking to purchase long-term care insurance must meet certain conditions to qualify for benefits. Talk to an insurance professional with Gaulin Insurance Agency to learn more about long-term care insurance.
All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not backed by the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.