Condominium Insurance
Condominium Insurance Quote Forms
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Condominium Insurance Information
Condominium owners need insurance to address the unique risks and loss scenarios they may face in their homes. With the help of Gaulin Insurance, you can get condo insurance that is the right fit for you and your property. Clients in Cranston and throughout Rhode Island trust us to help them get the best coverage.
Request your free, no-obligation condo insurance quote now.
How Does Condo Insurance Work?
By owning a condominium, you own your unit and the possessions inside. However, other portions of the property belong to the condo association. With condo insurance, you may be able to cover costs arising from problems in your own unit. Your policy can help control the financial strain you may face in these challenging circumstances.
What Does Condo Insurance Cover?
Commonly, condo insurance policies offer the following coverage:
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Contents insurance
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Liability insurance
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Loss of use insurance
Other coverage, such as water backup coverage, vacant property coverage and scheduled personal property endorsements may also be available. Speak to your Gaulin Insurance agent about how to get the additional coverage.
Does a Condo Association’s Insurance Cover Me?
Many condo associations carry a master insurance policy to cover certain liability issues and disasters, such as damage to the building’s exterior—this may influence how you need to tailor your own condo policy. Since master policies can vary considerably, speak to your association about what theirs covers, and ask your Gaulin Insurance agent to help you adjust your policy appropriately.
Am I Required To Buy Condo Insurance?
If you have a mortgage, your lender may require you to buy condo insurance. Condo associations may also require unit owners to purchase coverage. Speak to your Gaulin Insurance agent to learn how you can get the coverage that will meet your requirements.
What Does Condo Insurance Cost?
Numerous factors can influence the cost of your condo policy. At Gaulin Insurance, we understand you want to pay an affordable price for your coverage. We offer policies from a network of top-rated carriers, and we can help you get effective coverage at a great value.
Contact Us Today
To get your condominium insurance solutions, get in touch with Gaulin Insurance now.
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