February 10, 2022
AgencyManaging Worker’s Compensation Claims Over State Lines
States control many of the elements of workers’ compensation insurance. Considering this, it can be hard to manage the rules and requirements of this type of insurance if you have employees who work across state lines. As a business owner, you want to protect your team. Yet, you recognize that this is not always easy […]
January 7, 2022
AgencyHow General Liability Insurance Can Benefit Your Business
When you think of protecting your business, the first thing that comes to mind is probably the building, computer equipment and other physical assets that required a substantial investment. But liability risks are equally as important for you to consider. What is a liability risk? A liability is your business’ financial responsibility to another party. […]
December 13, 2021
AgencyWhen Do I Need Commercial Auto Insurance?
As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto […]
November 17, 2021
AgencyBOP Deductibles and How You Can Use Them to Your Advantage
When insuring your small business, you will often find an easy and convenient insurance solution by investing in a business owners policy (BOP). Through a BOP, you will receive several essential pieces of commercial insurance in one place and at one price. While the BOP can be very expansive and beneficial to the policyholder, it […]
September 27, 2021
AgencyHow to Identify if Your Car is Flooded
Floods cause millions of dollars in damage across the U.S. every year and flooding only seems to be growing worse. Flood-damaged cars are unpredictable, failing right at the most inopportune times. They also have a negative effect on a vehicle’s electrical system. The risks associated with flooded cars can lead to accidents and increased insurance […]
August 5, 2021
Agency5 Scary Myths About Life Insurance
Many people don’t bother to get life insurance. For one reason or another, more and more people don’t have enough insurance, or they don’t have any insurance. If you are like many other people who fail to purchase life insurance, it’s likely due to the preconceived notions you have about life insurance. Well, here are […]
July 7, 2021
AgencyPreventing Repetitive Injuries to Reduce Workers Compensation Claims
Many companies require employees to perform the same tasks day in and day out. It is not necessarily like this only in factory-type jobs. Even office workers spend their time doing the same activities most days. In some situations, this type of work can lead to injuries. Repetitive injuries occur from the overuse or misuse […]
June 15, 2021
AgencyDo You Need General Liability Insurance if You Have No On-Site Customers?
If you don’t have customers come to your place of business, don’t ignore commercial general liability insurance. Even without customers on-site, you still have liability risks, and you still probably need the coverage for other places. People Will Still Come To Your Business Even if you don’t think you’ll ever have a customer come to […]
May 21, 2021
AgencyDo Contractors Need Commercial Auto Insurance?
Registered contractors already know the importance of business insurance to cover their company. But, did you know that you also need a separate commercial auto insurance policy? Here are three important factors to consider. #1: Your Regular Auto Insurance Might Not Cover You The biggest reason to buy a separate auto policy for your contracting […]
April 8, 2021
AgencyDo BOPs Pay for Storm-Damaged Equipment
All small businesses need property insurance because they need to be prepared for circumstances to arise that would damage their belongings, including their equipment. By having coverage in place, the business will be able to recover from these hazards without having to spend a lot of money to repair or replace items. If you buy […]