Call Us (401) 781-4010 / Text Us (401) 271-5996
☰ ˟
Quote & Bind With Nationwide
Gaulin Insurance Agency
Call: (401) 781-4010
Text: (401) 271-5996
  • About Us
    • About Gaulin Insurance Agency
    • Our Office
    • Our Providers
    • Our Staff
  • Products
    • Auto InsuranceImage of right arrow
      • Auto Liability Coverage
      • Collision Coverage
      • Comprehensive Coverage
      • Uninsured and Underinsured Motorist
    • Home InsuranceImage of right arrow
      • Rental Reimbursement
      • Scheduled Property Insurance
      • Mortgage Protection
      • Homeowners Liability
      • Condo Association Insurance
      • Condo
    • Life InsuranceImage of right arrow
      • Individual Life
      • Group Life
      • Disability
      • Long Term Care
      • Second-to-Die Policy
      • Medical Payments Coverage
    • Powersports VehicleImage of right arrow
      • Motorcycle Insurance
      • ATV Insurance
      • Boat Insurance
      • Snowmobile Insurance
    • Other Personal InsuranceImage of right arrow
      • Cyber Lyability
    • Business InsuranceImage of right arrow
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
  • Get A Quote
    • Auto Insurance
    • Business Insurance
    • Homeowners Insurance
    • Life Insurance
    • Renters Insurance
  • Blog
  • Contact Us
Auto Icon Home Icon Business Icon Life Icon
Home > Personal Umbrella Insurance | Gaulin Insurance Agency - Rhode Island

Personal Umbrella Insurance


Personal Umbrella Insurance Information

Personal Umbrella Insurance in Rhode Island


Suppose you have concerns about a possible scenario where your family’s auto and property liability insurance coverage may not offer enough protection. In that case, a personal umbrella policy may provide the additional protection you want.  

Contact the agents at Gaulin Insurance Agency in Cranston, Rhode Island, today to find out more about how adding an umbrella policy could help pay for damages not covered by your existing policies.  

What Is Umbrella Insurance? 

Umbrella insurance provides extra coverage beyond the limits of your existing liability policies. It may cover property damage, lawsuits, injuries, and personal liability.  

Umbrella insurance provides help for people who may be found legally responsible for damages that exceed the limits of their home or auto policy. People often purchase umbrella insurance to help protect their assets in the event they are sued.  

How Does Umbrella Insurance Work? 

Umbrella insurance picks up where your other coverage leaves off by potentially extending your coverage past your policy’s limits. Umbrella insurance may provide coverage if your auto insurance or homeowners policy doesn’t offer enough coverage: 

  • You are involved in a multi-car accident and are legally responsible for hundreds of thousands of dollars in damages. Your umbrella insurance policy may prevent you from having to come up with the money to pay for damages on your own. 

  • Your dog escapes your fenced yard and gets into a fight with a neighbor who is walking her dog. She falls and hurts her knee, then sues you for veterinary bills, her medical bills and lost wages during her recovery time. Umbrella insurance may handle litigation costs in addition to damages awarded to your neighbor. 


Get the Coverage You Need Today 


If you are in a higher risk group for being sued due to having teenage drivers on your auto policy, engaging in high-risk hobbies and activities, entertaining at home frequently or owning a swimming pool, an umbrella insurance policy could provide you with the additional financial protection you need if your current liability policies aren’t enough to cover damages.  

Contact one of the umbrella insurance experts at Gaulin Insurance Agency today to learn more about how umbrella insurance could provide you with the extra coverage you need.  
Facebook
Google+
Get Directions
Contact Us Today
Resources
Get A Quote
Customer Service
Payment Options
Report a Claim
News
About Us
Refer A Friend
Our Carriers
Blog
Contact Us
Contact us 1 Rolfe Square
Cranston, RI 02910

Call: (401) 781-4010
Text: (401) 271-5996
Fax: (401) 785-4290
© Copyright 2021. All rights reserved. Powered by Insurance Website Builder.