When Should You File an Auto Claim?

After an accident or incident that causes injuries or damage to your vehicle, knowing how to file an auto claim is essential for initiating repairs and managing your financial impact.

Prioritize Safety and Document the Incident

The first priority after an accident is to ensure that everyone involved is safe. Check for injuries and, if necessary, call emergency services. If it’s safe to do so, move your vehicle out of harm’s way to prevent additional accidents.

Capture detailed photos of the accident scene, including any damage to your vehicle, road conditions and relevant traffic signs. If there are witnesses, make sure to collect their contact information as their statements could be useful.

Collect the Necessary Information so You can File an Auto Claim

Even if the accident seems minor, you may need a police report for your insurance claim. When law enforcement is called to the scene, ensure you get a copy of the report or the report number for your records.

Obtain the other driver’s contact details, driver’s license number, license plate number and insurance information.

Notify Your Insurance Provider When You File an Auto Claim

Contact your insurance company as soon as possible after the incident. Most insurers offer multiple ways to file a claim, including through their website, mobile app or by phone.

When you file your claim, be prepared to provide an account of the accident. This includes the date, time, location, and details of the other parties involved.

Contact Us

It’s essential to file an auto claim after an accident involving another vehicle if someone is injured or if there is extensive property damage.

Contact Gaulin Insurance Agency in Cranston , Rhode Island, for a personalized auto insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.